Under what rules were our processes designed?

• German Money Laundering Act of 2019 (Geldwäschegesetz - GwG) and Interpretative Guidance from the Federal Financial Supervisory Authority (Bundesanstalt für Finanzdienstleistungsaufsicht - BaFin) relevant to all of Fractal ID’s identification and AML/CTF procedures;

• FATF - Risk-Based Approach to Virtual Assets and Virtual Asset Service Providers;

• FATF Guidance on AML/CFT measures and financial inclusion, with a supplement on customer due diligence;

• Technical Guideline TR-03147 of the Federal Office for Information Security (Bundesamt für Sicherheit in der Informationstechnik - BSI) - Assurance Level Assessment of Procedures for Identity Verification of Natural Persons.