Introduction

While it certainly cannot be exhaustive, and a fully compliant AML program must encompass more than just onboarding and customer identification, this guide was built by Fractal’s legal and compliance team aiming to provide an overview of the legal and regulatory standards Fractal abides and applies in order to deliver our clients a secure Customer Identification Process (CIP) that aims to comply with Anti Money Laundering (AML) regulations on an international level, as well as a quick take on the processes implemented to pursue such end.

Embracing the complex task of providing a solid, high-level Know Your Customer (KYC) service across several countries inevitably demands deep diving into multiple levels of legal frameworks spread out across the world, as Fractal has already provided services to clients based on jurisdictions in every continent.

Here’s a list of our clients' incorporation jurisdictions: Australia, Austria, Bahamas Barbados, Belize, British Virgin Islands, Canada, Cayman Islands, Croatia, Cyprus, Denmark, England, Estonia, Germany, Gibraltar, Hong Kong, India, Ireland, Israel, Liechtenstein, Malta, Marshall Islands, Netherlands, Nigeria, Panama, Philippines, Portugal, Russia, Saint Lucia, Seychelles, Singapore, Spain, St. Vincent and the Grenadines, Switzerland, United Arab Emirates, United States of America and Vanuatu.